maybe I'm looking at it wrong.
Packs: 1:50 chance at diamond (2%)
Hof/legend: .16% chance of diamond
So with that, why are we 20 times more likely to get a diamond from being lucky rather than a player so skill?
My guess is because packs cost stubs and after game rewards just cost time. Poeple pay real $ for stubs so their odds should be higher.